Frequently Asked Questions of home buyers

First time buyers can have a lot of questions about how to buy a home, what need to qualify, what if I have bad credit, new or pre-own home what is the best deal and many more, please read the next section and if you don't find your question here, please contact us

Q: I'm first time buyers, what I need to buy a home?
A: Your credit score need to be minimum 620 2 years employ history, 2 years income last 2 bank statements for every person include in the application

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Q: I have bad credit
A: You have the option of owner financed homes, you need a minimum of 10% for the down payment, depending the house you are looking, sample: for a house of $80,000 you need $8,000 for the down minimum (some owner ask for even more)

Q: I have a bad credit and I don't have money for the down payment
A: You need to save, is no way to buy a home with bad credit and no money

Q: What is better new homes or pre-own, where can I get better deal?
A: New homes always are better, you get more concessions, better warranty and the most important new homes save up to 50% of energy, in pre-own homes the money you save is the money you need to fix it. Is no real saving.

Q: Foreclosures are good deals?
A: Most of the time no, foreclosures need a lot of repairs, foreclosures are more for investors paying cash because many times the bank don't approve the foreclosure because the poor conditions

Q: HUD homes is a good deal?
A: Hud homes represent one of the best deals in pre-own homes, prices are the lowest in the real estate market and some times you can get homes at the half price of the market value, to learn more about HUD homes visit this link

Q: I want the list of homes available in San Antonio that match my budget
A: Get in touch with us, tell us at much you can about your home, but remember to be qualify first for a accredit loan officer, if you are no qualify tell us to help you to find a bank or mortgage company to help you, is free get the pre-qualification letter and is the first step to get in your new home, contact us here

Q: I don't want to contact any real estate agent because they push me to buy
A: We work different, we only contact our clients at request, if the client don't anwer our mails or calls we don't insist any more for respect of his privacy, we don't call or insist to anybody that is no ready to buy yet

Q: How much I can save using your services?
A: In average we help to save $5,000 to $20,000 to our clients, contact us to get further details